Arch MI RateStar℠ Risk-Based Pricing Program Now Available for Customers

New program is fully integrated in industry leader Optimal Blue’s pricing and automation platform

WALNUT CREEK, Calif.--()--Arch Mortgage Insurance Company (“Arch MI”), a leading provider of private mortgage insurance and a wholly owned subsidiary of Arch Capital Group Ltd., today announced that Arch MI RateStar, a new risk-based pricing program, is now available for customer use. The new program allows Arch MI’s customers to obtain the most precise mortgage insurance (MI) rate possible for each loan they insure with the company.

“We know that Optimal Blue customers will value the competitive advantage that only RateStar can provide in terms of precision MI pricing, speed and innovative, easy technology.”

“Arch MI RateStar has already generated tremendous customer interest and enthusiasm for this new, more precise approach to pricing mortgage insurance coverage,” said David Gansberg, President and Chief Executive Officer of Arch MI. “A continuation of Arch MI’s tradition of offering innovative, dynamic products, this new program will bring a wide range of benefits to loan originators and their customers.

“We are confident that mortgage originators will recognize that Arch MI RateStar is easy to access and use, innovative, and delivers some of the most competitive rates in the industry.”

Arch MI also announced that RateStar is fully integrated within Optimal Blue’s Banker service, the industry leading pricing service. Arch MI customers who use Optimal Blue’s product eligibility and pricing service can now request and receive RateStar quotes from within the Optimal Blue system, without any need to reenter key loan data.

“Optimal Blue has been a valued Arch MI partner since our integration with their loan origination platform last year, so we are pleased to confirm that Arch MI RateStar is immediately available for Optimal Blue users,” said Chris Hovey, Chief Operations Officer of Arch MI. “We know that Optimal Blue customers will value the competitive advantage that only RateStar can provide in terms of precision MI pricing, speed and innovative, easy technology.”

”From our perspective, the mortgage insurance industry has been completely transformed since the financial crisis. This has provided the unique opportunity to innovate in new and creative ways,” said Larry Huff, Co-CEO at Optimal Blue. “Arch MI has been a leading innovator in this industry, and we are honored to be their partner and support their launch of RateStar. Our customers will be pleased to have this new product available within our Banker service.”

RateStar is available to customers via Arch MI’s website and mobile app, and through most industry loan origination system interfaces.

The timing and extent of Arch MI RateStar pricing availability is subject to receipt of state regulatory approvals, where applicable. Arch MI rate sheet pricing is available and applied to coverage where Arch MI RateStar pricing is not yet available.

For more information on Arch MI’s RateStar, visit


Arch Capital Group Ltd.’s U.S. mortgage insurance operation, Arch MI, is a leading provider of private insurance covering mortgage credit risk. Headquartered in Walnut Creek, CA, Arch MI's mission is to protect lenders against credit risk, while extending the possibility of responsible homeownership to qualified borrowers. Arch MI’s flagship mortgage insurer, Arch Mortgage Insurance Company, is licensed to write mortgage insurance in all 50 states, the District of Columbia, and Puerto Rico. For more information, please visit


The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" for forward−looking statements. This release or any other written or oral statements made by or on behalf of Arch Capital Group Ltd. and its subsidiaries may include forward−looking statements, which reflect our current views with respect to future events and financial performance. All statements other than statements of historical fact included in or incorporated by reference in this release are forward−looking statements.

Forward−looking statements can generally be identified by the use of forward−looking terminology such as "may," "will," "expect," "intend," "estimate," "anticipate," "believe" or "continue" or their negative or variations or similar terminology. Forward−looking statements involve our current assessment of risks and uncertainties. Actual events and results may differ materially from those expressed or implied in these statements. A non-exclusive list of the important factors that could cause actual results to differ materially from those in such forward-looking statements includes the following: adverse general economic and market conditions; increased competition; pricing and policy term trends; fluctuations in the actions of rating agencies and our ability to maintain and improve our ratings; investment performance; the loss of key personnel; the adequacy of our loss reserves, severity and/or frequency of losses, greater than expected loss ratios and adverse development on claim and/or claim expense liabilities; greater frequency or severity of unpredictable natural and man-made catastrophic events; the impact of acts of terrorism and acts of war; changes in regulations and/or tax laws in the United States or elsewhere; our ability to successfully integrate, establish and maintain operating procedures as well as integrate the businesses we have acquired or may acquire into the existing operations; changes in accounting principles or policies; material differences between actual and expected assessments for guaranty funds and mandatory pooling arrangements; availability and cost to us of reinsurance to manage our gross and net exposures; the failure of others to meet their obligations to us; and other factors identified in our filings with the U.S. Securities and Exchange Commission.

The foregoing review of important factors should not be construed as exhaustive and should be read in conjunction with other cautionary statements that are included herein or elsewhere. All subsequent written and oral forward−looking statements attributable to us or persons acting on our behalf are expressly qualified in their entirety by these cautionary statements. We undertake no obligation to publicly update or revise any forward−looking statement, whether as a result of new information, future events or otherwise.

About Optimal Blue

Optimal Blue is the premier cloud-based provider of managed-content, pricing and product eligibility (PPE), secondary marketing, consumer engagement, data and analytics, and compliance services. Based in Plano, Texas, Optimal Blue has developed an enterprise class suite of products and services designed to automate a lender’s complex processes, improving efficiency and profitability while gaining a competitive advantage. With a 99.999% accuracy rate, Optimal Blue technology connects hundreds of investors with more than 1,500 financial institutions and currently touches nearly 1 of every 4 mortgage loans originated nationally.

For more information, please visit

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Arch Mortgage Insurance Company
Bill Horning, 925-658-6193
Weber Shandwick
Katharine Carver, 212-445-8210
Press contact for Optimal Blue:
Mike Maccioli, 972-781-0200
Vice President, Marketing

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