SCOTTSDALE, Ariz.--(EON: Enhanced Online News)--Traditional health insurers nationwide are ratcheting up their premiums again in 2017, but one Arizona health care company is bucking the trend: Redirect Health, which helps employers nationwide build affordable healthcare plans through self-insurance, has enhanced its flagship plan, EverydayCare™. This solution, which provides high-quality, high-value health care as well as one-on-one guidance to help employees navigate the system, now includes lower premiums and allows members to choose any primary care doctor or chiropractor with a $0 copay.
“This creates synergies that protect employers from overpaying, ensure members get the care they need, and provides a much simpler and more satisfying health care experience.”
A complement to self-funded health plans, EverydayCare offers numerous advantages:
- Available to companies nationwide
- Includes unlimited primary, preventative, injury and chiropractic care, as well as labs and immunizations
- Premium of $105 per employee per month – down from $122.50 – with $0 copay and $0 deductible
- Includes 24/7 concierge support to help members navigate the system and provide options regarding the most efficient and cost-effective routes for treatments
- Enables employers to customize health benefits based on the needs of their workforces
- Eliminates waste, administration and profit margins built into traditional health insurance
“This new way of doing health care gives back control to employers, enabling them to use their health plan to recruit and retain the best talent,” said Redirect Health Co-founder Dr. David Berg. “We’ve been tweaking and refining our services over the last year, and have discovered even more efficiencies that allow us to bring costs down further. We have built a strategy that continually improves upon itself,” added Dr. Berg.
Redirect Health keeps costs low by educating members about sites of service that provide quality, high-value care. For example, an MRI, X-ray, blood test or other common procedure may cost five to 20 times more at one location than another – yet the service is exactly the same. Likewise, prescription drug prices vary dramatically from one pharmacy to the next, even when the medications are identical.
“Traditionally in health care, all of the parts and pieces are siloed, but EverydayCare is designed so that primary care, chiropractic, preventive visits and 24/7 care logistics support all work together,” added Dr. Berg. “This creates synergies that protect employers from overpaying, ensure members get the care they need, and provides a much simpler and more satisfying health care experience.”
When members are sick or injured, they contact Redirect Health directly, 24/7, in English or Spanish, to speak with a care logistics expert who evaluates their needs and determines an appropriate treatment plan. With access to members’ complete health records, specialists can review the member’s medical history and any ongoing medical issues quickly in order to make the best care decision.
Employers ranging in size from two employees to more than 500 can take advantage of Redirect Health plans. Plans start at $105 monthly per employee. The employer can cover that cost or pass the full expense to the employee, or the cost can be shared. If employers deem it necessary, they can also offer supplemental defined benefit, premium/stop loss or major medical insurance coverage.
About Redirect Health
Founded in 2013, Redirect Health helps entrepreneurial businesses and their brokers build affordable healthcare plans using a self-insurance model. All solutions comply with the Affordable Care Act, reduce waste and administration costs associated with many traditional health insurance plans, and enhance the employee’s healthcare experience. The company uses a process that quickly identifies the most cost-efficient route to address health care needs, enabling employers to significantly cut costs, save time and reinvest their savings back into their businesses. More at redirecthealth.com.